Mark your calendars for a Fintech experience you’ll never forget!
See you in:
Why you cannot miss BFD 2026
The Baltics lead Europe with world-class fintech solutions and the highest density of unicorns per capita ahead of Singapore, Israel and Luxembourg..
Baltic Fintech Days connects regional fintech innovation with global investors, partners, and talent, boosting visibility and growth.
With 100 world class speakers, 65 sessions, 35 partners, and 20+ side events, Baltic Fintech Days is the Baltics’ largest Fintech and most vibrant fintech experience in Europe.
You have to be there!
BFD 2025 welcomed 1000 attendees and 130 Superstar Speakers
Regulators from across the Baltics discussing competition, innovation and collaboration at BFD 2025
Riga Takes the Stage: Baltic Fintech Days Comes to Latvia
BFD lands in Riga, the capital of Latvia and one of Europe’s most vibrant fintech hubs. The event will take place at Hanzas Perons, a striking venue where tradition meets innovation. Just like fintech, it combines modern thinking with solid foundations built on trust and reliability.
Finance Changemakers
Meet some our previous speakers, and keep an eye out as we unveil the voices that will be inspiring, provoking and challenging your thinking from the stages at Baltic Fintech Days 2025!
Looking ahead at what’s
changing fintech next.
Our 2026 agenda focuses on how innovation is reshaping the customer experience, and what needs to happen for users to actually feel the difference.
Clear viewpoints, honest discussion, and ideas you can use, built for people who value substance over noise.
From Riga to Europe: building trust and scale in democratized investing
May 13,
13:00-
13:20
Scaling investment platforms requires more than technology. This session explores Mintos’ journey from Riga to Europe, focusing on how trust is built through transparency, how innovation is balanced with MiFID II regulation, and how long-term income products support everyday investors across the region.
Track: Decentralized and Borderless Finance
The speaker(s)
Martins Sulte
CEO and Co-Founder at Mintos
Type: Fireside Chat Speaker
Anda Asere
Editor of Labs of Latvia and co-founder of Finday.lv at editor of Labs of Latvia and co-founder of Finday.lv
Type: Moderator
Fireside Chat
Born in Latvia. Winning in the World’s Hardest Credit Markets
May 13,
10:40-
11:00
What happens when financial services are designed for markets where credit data barely exists? This on-stage interview explores how Latvian-built technology is scaling across Asia and Latin America, using alternative data and matching models to expand access to credit, cards, and banking. A real story of global expansion from day one.
Track: Future of Payments and Financial Infrastructure
The speaker(s)
Toms Niparts
Co-Founder & CEO at Jeff
Type: Fireside Chat Speaker
Ilona Limonta-Volkova
Writer at Forbes
Type: Moderator
Fireside Chat
Securing the future of pAlments
May 13,
11:00-
11:20
As payment technology evolves, artificial intelligence (Al) is no longer just a behind-the-scenes tool-it's now actively involved in processing transactions. With fraud becoming more advanced and customers expecting faster, safer experiences, the risks are growing in a more complex environment. his shift toward Al-driven payments is changing how we buy and sell. Visa is at the refront, offering trusted systems and smart technology to fight fraud, meet customer needs, and support the next generation of secure, seamless payments. Let's explore how Visa is shaping the future of payments through its focus on security, innovation, and leadership in the age of Al.
Track: Future of Payments and Financial Infrastructure
Keynote
Do We Even Need CBDCs in the New Payment Stack?
May 13,
09:40-
10:20
Payments innovation is moving fast, often outside public infrastructure. This session breaks down how payment schemes, stablecoins, and tokenized deposits are used in practice, and where each creates real value. It examines how they compare to wholesale CBDCs, where they compete or complement each other, and what this means for the future payment stack.
Track: Future of Payments and Financial Infrastructure
The speaker(s)
Evaldas Ruzgys
Board Member at Bank of Lithuania
Type: Panelist
Ģirts Bērziņš
Management & Strategic Advisor at Swedbank
Type: Panelist
Panel Discussion
Who Wins the Race for MiCA Licences?
May 13,
11:00-
11:40
MiCA has made licensing a strategic decision, not just a regulatory one. This session explores how European markets are competing to attract companies seeking a MiCA licence in digital assets, tokenisation, and crypto. We examine what jurisdictions offer beyond approval speed, how supervision, talent, and ecosystem matter, and why where you get licensed is fast becoming a competitive choice.
Track: Decentralized and Borderless Finance
The speaker(s)
Marius Skuodis
Member of the Board at Bank of Lithuania
Type: Panelist
Viktors Valainis
Minister of Economics of the Republic of Latvia at Ministry of Economics
Type: Panelist
Jakub Wieclaw
CEO at Magnetiq Bank
Type: Panelist
Anastasia Zencika
Founder & CEO at EVOTYM
Type: Moderator
Panel Discussion
Baltic Fintech Days 2026 Strategic Partners
Meet our stellar Regional Partners…
… some of the sponsors that have contributed to make the Baltics the most vibrant Fintech region in Europe
… and our Ecosystem Partners
Agenda
BFD’s program will focus on five topics at the core of Fintech in 2026
Our market radar, informed by ecosystem shifts, investment trends, media buzz, and global forces, drives our agenda. We’re bringing you next-gen insights and bold ideas you will hear here first, transforming the way you understand the future of Fintech