John-Paul Clothier
European Sales Director - Pismo at Visa
Type: Panelist
John-Paul Clothier is a Director and Pismo Sales Executive, specialising in card issuing and core banking transformation for banks and fintechs. He works with senior business and technology leaders to modernise card processing estates, replace legacy systems, and adopt cloud‑native, real‑time platforms that support rapid product innovation.
With hands‑on experience shaping transformational strategies, governance models, and implementation programmes, John-Paul bridges commercial, technical, and operational considerations to help clients de‑risk large‑scale change. Based in the UK, he supports European and global institutions navigating regulatory complexity, scalability challenges, and the transition to next‑generation payments infrastructure.
With hands‑on experience shaping transformational strategies, governance models, and implementation programmes, John-Paul bridges commercial, technical, and operational considerations to help clients de‑risk large‑scale change. Based in the UK, he supports European and global institutions navigating regulatory complexity, scalability challenges, and the transition to next‑generation payments infrastructure.