Baltic Fintech Days agenda will focus on six core topics at the core of Fintech in 2025
1
AI and the Rise of Cognitive Finance
In this track, we’ll unpack how AI is transforming financial services, making them smarter, faster, and more personalised. From automated wealth management to hyperpersonalised financial experiences, we’ll explore the cutting-edge innovations shaping the future of finance. Discover how AI-driven insights are redefining everything from credit scoring to intelligent financial assistants, bringing a new level of efficiency and personalisation to the industry.
2
Compliance Tech
As financial regulations evolve, staying compliant has never been more critical—or more complex. This track focuses on how technology is simplifying regulatory management, automating compliance processes, and enhancing fraud detection. From cybersecurity to third-party risk management and digital ID solutions, we’ll look at the tools that are helping businesses navigate the regulatory landscape while maintaining security and trust.
3
Money and Payments
This track covers the ongoing revolution in digital payments, from real-time transactions to the rise of digital currencies. We’ll explore how blockchain is transforming everything from cross-border payments to asset tokenisation, and how these innovations are reshaping the financial landscape. Discover how cutting-edge technologies like blockchain for ID and Blockchain-as-a-Service are driving new opportunities in payments and beyond.
4
Finance Everywhere
In this track, we’ll discuss the growing trend of embedded finance, where financial services are seamlessly integrated into non-financial platforms. We’ll explore how API technology, personalisation, and data analytics are enhancing customer experiences and creating new partnership models. Learn how banking as a platform and other innovations are making finance more accessible and personalised, all while navigating the complexities of regulatory compliance.
5
Open Finance
This track dissects the transformative power of Open Finance, where data and technology are driving a new era of transparency and consumer empowerment. We’ll explore how API integration and open data are unlocking innovation, enabling new business models, and giving consumers greater control over their financial lives. Discover the balance between opportunity and responsibility as we discuss regulatory trends, data privacy, and the ethical use of financial data.
6
Blended Finance
This track explores the exciting intersections where fintech meets industries like retail, healthcare, mobility, automotive, and travel. We’ll examine how financial services are becoming an integral part of these sectors, creating new opportunities for businesses to “become fintechs” themselves. Discover how this blending of industries is reshaping customer experiences and driving innovation across the board